Spending more money than you make has become the American way. Interest rates are lower than they’ve been in decades, tempting some consumers to borrow more to ease current credit anguish. Debt consolidation companies often prey on those who are scared of debt. The objective should be to consolidate various higher-interest balances into one manageable and […]

As the new millennium progresses, it seems that the cost of everything is on the rise.  As a result, more people are utilizing credit cards to pay for miscellaneous items.  Using credit cards allows borrowers to pay their debts in increments instead of trying to tackle larger purchases with cash. However, for those who only […]