In the 1980s, credit cards were something of a status symbol.  Today, having a credit card is the norm for any average working adult.  Unfortunately, the popularity of credit cards has led to an increase in the number of people who need to eliminate credit card debt.  This isn’t a problem for the average credit […]

A number of American adults struggle with financial issues; one of the most common is that of credit card debt management. Credit card offers arrive in our mailboxes almost daily, and many of the deals seem too good to pass up. For the average person, each offer is weighed and measured according to how it […]

In this new millennium, it is becoming increasingly rare for consumers to use cash to pay for their expenses.  Most people today use credit cards to purchase everything from gasoline for their cars to the clothes in their closets.  The unfortunate consequence of this shift in behavior is that credit card debt is at an […]

Credit plays a major role in our lives today.  Having a good credit rating is now crucial to getting accepted for housing, credit cards, auto loans, and nearly all other types of consumer loans.  With that fact in mind, a large percentage of credit card holders are still careless about paying their monthly debt obligations […]