If you are facing credit card debt, it can seem impossible to get out of. Continuing to add to your balance and missing payments will only dig you deeper and deeper into debt. The very first moment that you think you may have trouble making payments is the time to start planning to reduce your […]

Minimizing Credit Card Debt through Consolidation & Lower Rates Mevish Jaffer When money is tight and the need to finance certain purchases is absolutely necessary, many individuals find it simple and convenient to charge them on a credit card. The financial independence that credit cards provide allows individuals to pay for large expenses, including their […]

Credit Card Debt Consolidation or Settlement: Two Debt Resolution Titans Federal Reserve statistics bluntly confirm that millions of Americans are living on the edge of a precipice called credit card debt: Nearly 50% of card holders in the U.S. carry a credit card balance Outstanding credit card balances top $800 billion The average rate of […]

Stretched beyond their financial limits and struggling to pay their credit card balances, indebted consumers may find it difficult to see the end of the tunnel. Whether it is calls from collectors, over limit and late fees, denial of credit, or high interest rates, overburdened cardholders can regain control of their finances by seeking credit […]

Credit cards are an alternative method of payment to cash that gives you flexibility and convenience in managing your personal finances. These cards are issued by various private companies and financial institutions such as Visa, MasterCard, American Express and Discover. Essentially, the credit card issuers provide you a line of credit and lend you money […]

Are you in a great amount of debt as a result of over-using your credit cards? Are you having trouble managing your credit cards and overall financial situation? If you answered yes to one or both of these questions, it’s time for you to get some help. Credit and debt counseling services are offered through […]

Spiraling credit debt is a casualty of modern times, and this is particularly evident in the U.S., where the typical household is burdened with a credit debt averaging $8,400. For the millions of Americans caught in this dangerous cycle spawning substantial fees and finance charges, credit debt reduction becomes imperative for financial survival. To regain […]

How many times have you used the infamous words, “charge it” to finance your purchases? If you’re like most people, the answer is probably one time too many! Credit debt has a tendency to pile up rather quickly, making it extremely difficult for you to have control over your spending habits. Some consumers tend to […]

Over the last decade, credit cards have significantly risen in popularity among the masses. Although they were once exclusive to affluent and powerful members of society, today credit cards are made accessible to just about everyone who wants one. Several types of credit card offers are delivered through the mail to millions of households across […]

With the advent of online banking and shopping, the ubiquity of credit card transactions has become ever so apparent. As a corollary to the application of this newer web-based technology, cases involving credit card fraud have increased substantially, with issuers and cardholders suffering hundreds of millions of dollars in losses annually. While credit card fraud […]