Are you receiving an outpour of credit card offers through the mail or email stating that you’ve been pre-approved for a line of credit? Well if so, you’re certainly not alone! With all of the different features, benefits, and rewards that credit card companies offer, it’s hard to determine which one will be your best […]

Credit cards can be either a blessing or a curse, depending on whether or not they are utilized judiciously. Although plastic money has facilitated our lives, the reality remains that in the past two decades, more and more Americans have slipped into the black hole of credit card debt. Paying down debt can be quite […]

Imagine coming home from a hard day of work only to find out that you have several different messages from pesky tax debt collectors that just won’t stop hounding you! If you’re someone who doesn’t have to imagine this scenario because you know first hand what it feels like, then you’re not alone! Dealing with […]

 By: Payday loan borrowing is one of the most effective, time-saving, convenient, and hassle-free ways to get cash instantly. However, with interest rates reaching as high as 650%, payday cash advance loans are also one of the surefire ways for consumers to plunge into the abyss of debt. The following tips will provide guidance to […]

Credit enables consumers to pay for goods and services without having to pay the full price of the merchandise at the time of purchase. A credit card issued by a financial institution is one such form of consumer credit. Consumer credit laws protect an individual’s right to a fair and open marketplace and provide guidelines […]

The Trouble with Tax Debt Many people today are facing the financial challenges that go along with being in debt. Yet, with all the ways you can be in debt in this day and age, tax debt is perhaps the worse kind! Additionally, by the time penalties are added on to your accrued taxes, you’re […]

Each year, many Americans wrestle with the issue of finding the right tax agent, one who specializes and is experienced in the tax debt areas they need help with. Before spending their hard-earned money, taxpayers should consider the following suggestions in order to consult the tax agent who best suits their situation and needs. The […]

Let’s face it, taxes can be quite taxing. With the help of tax deduction, however, a considerable weight can be taken off taxpayers’ pocketbooks. Since the IRS collects only on an individual’s taxable income, taxpayers can cut their tax bills by lowering their taxable income through the mechanism of a tax deduction. What follows is […]

Spending more money than you make has become the American way. Interest rates are lower than they’ve been in decades, tempting some consumers to borrow more to ease current credit anguish. Debt consolidation companies often prey on those who are scared of debt. The objective should be to consolidate various higher-interest balances into one manageable and […]

Among the list of assets a person can own, a home is one of the best.  Generally, the property value of a home will increase as the years pass. And during the course of home ownership, the homeowner is investing their hard-earned money into their own financial holdings, rather than in a landlord’s financial holdings. […]